Micro Benefits

Improving livelihoods of chinese factory workers.

Overview

Micro Benefits China provides Chinese factory workers with access to affordable safe and responsible credit appropriately priced life insurance policies merchant discounts and other beneficial products and services. Tens of millions of Chinese workers lack access to formal credit and in times of need must borrow money from inconvenient unsafe or illegal sources. Micro Benefits China addresses this problem through a proprietary lending system in which factory managers issue their employees credit cards that are guaranteed by future salary payments. As a result workers gain both additional financial freedom and a credit record that can support their future chances of accessing business or larger consumer loans.